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Sage Dental, Your Gateway to Exceptional Care

Yokine's Choice for
HBF Member Plus Preferred Provider Services

Areas We Serve:

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Experience Dental Care Tailored for HBF Members.

At Sage Dental, we’re proud to be Yokine’s choice for HBF Member Plus Preferred Provider services. We offer personalised treatments in a comfortable and modern setting, making every visit a positive experience. Our dedicated team provides HBF members with high-quality dental care tailored to meet their unique needs.

Trust us to make your oral health our priority. Choose Sage Dental for your dental health — where quality care and HBF member benefits come together seamlessly.

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Book your consultation for a radiant smile today!

Make an appointment at Sage Dental for excellent dental care that will improve the appearance of your smile. Visit our dental clinic and experience dental treatments that are planned just for you.

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Enhanced Dental Care with Added Value.

Sage Dental, as an HBF Member Plus provider, offers unique benefits, including reduced out-of-pocket expenses. Members receive 75% to 100% back on preventative dental services and full cash back on the first scale and clean annually, subject to waiting periods. Don’t miss out on these exclusive perks. Book your appointment today and experience the Sage Dental difference, where your dental health is our priority.

Frequently Asked
Questions

Navigating your HBF health fund benefits can raise several questions, especially regarding dental services. Our Frequently Asked Questions section aims to provide clear, concise answers to common inquiries about utilising your HBF benefits with us.

Using your HBF benefits at Sage Dental is straightforward and maximises your dental health care value. Here’s how you can do it:

  1. Membership verification:
    Bring your HBF membership card to your appointment at Sage Dental. This allows us to confirm your membership and understand your cover.
  2. Understand your cover:
    Discuss with our staff the specifics of your HBF plan. This includes knowing how much is covered for various treatments, particularly preventative services, where you can get 75% to 100% back.
  3. Utilise eligible services:
    Make the most of your benefits by using them for eligible services. This includes full cash back on your first scale and clean each year, subject to waiting periods.
  4. Gap payments:
    A ‘gap payment’ refers to the difference between the total fee for a dental service and the amount covered by HBF. At Sage Dental, we offer direct billing to HBF, which means we’ll claim the covered portion of your treatment cost directly from HBF. You will only need to pay the gap amount, if any, reducing your upfront expenses.

     

Our team at Sage Dental is always here to assist you. We’ll help you understand and manage any gap payments to make your dental care as affordable and stress-free as possible.

The cover for dental services under HBF at Sage Dental varies depending on your specific HBF plan. Here are some categories that may be covered:

  • Preventative Dental:
    This includes
    regular dental check-ups, scale and cleans, and mouthguards.
  • General Restorative Procedures:
    Covers treatments like simple fillings, extractions, and wisdom teeth removal.
  • Major Restorative Dental Treatments:
    This e
    ncompasses more complex procedures such as crowns, bridges, dentures, and root canal therapy.
  • Orthodontics:
    For those needing alignment management, HBF covers treatments ranging from traditional braces to modern clear aligners.


Checking your specific HBF plan details or consulting with our team can offer clarity on what is covered under your policy. It’s important to remember that not all dental services may be included in every HBF plan. Certain treatments might be outside the scope of your
cover, depending on the level and type of plan you have selected.

For a comprehensive understanding of your HBF cover and to confirm which dental services are included, it’s advisable to review your policy documentation. You can also speak directly with us at Sage Dental. We can assist in determining how your plan aligns with the dental services you need.

The out-of-pocket costs for preventive dental treatments at Sage Dental under HBF cover depend on your specific policy and the level of cover you have chosen. For instance, if a procedure costs $200 and your HBF plan covers 75%, you’ll pay the remaining 25%, or $50, as a gap payment.

 

It’s important to note that some treatments might not be covered, especially if they fall outside the scope of your selected HBF plan. If your cover is primarily for preventative dental care, treatments like dental implants and orthodontic procedures may not be included. Then, you may have to pay for the full treatment out of pocket. 

 

To avoid surprises, it’s recommended to discuss your cover with both Sage Dental and HBF before undergoing treatment. This way, you can have a clearer understanding of any potential out-of-pocket costs and plan your dental care accordingly.

To understand how often you can use your HBF benefits at Sage Dental, it’s essential to consider several factors in your policy, including waiting periods and annual limits.

  • Waiting Periods:
    These are set durations where you cannot claim benefits. Instances include starting a new policy, altering your existing cover, or rejoining HBF after a lapse. Waiting periods help to prevent short-term claims that could potentially increase premiums for all members. The length of these periods can vary based on the type of dental service and your specific policy.
  • Annual Limits:
    Most dental plans, including HBF, have annual limits. This is the maximum amount you can claim for certain types of dental treatments within a year. Once you reach this limit, you’ll need to cover any additional costs out of pocket until your annual limit resets. This is usually at the start of a new policy year.
  • Type of Treatment:
    The frequency of use also depends on the type of dental treatment. Preventative services like check-ups and cleanings might be claimable more frequently. Complex procedures like orthodontics or implants often have different conditions and limits.


To accurately determine how often you can use your HBF benefits at Sage Dental, review your policy documents. Pay special attention to the details regarding waiting periods, annual limits, and cover for different types of dental treatments.

It’s also advisable to discuss your cover directly with both Sage Dental and HBF representatives. They can provide specific information based on your current policy, helping you plan your dental treatments effectively while maximising your benefits.

By understanding these aspects of your HBF policy, you can better manage your dental care needs and make the most of your benefits at Sage Dental.

Whether emergency dental care is included in HBF benefits largely depends on the specifics of your HBF health fund policy. Here are some key points to consider:

  • Policy Cover:
    Different HBF policies have varying levels of dental cover. Some may include emergency dental care, while others might not. It’s important to review your policy details or contact HBF directly to confirm if emergency dental services are covered.
  • Type of Emergency Services:
    The definition of ’emergency dental care’ can vary. Generally, it includes treatments for acute pain, infections, trauma, or other urgent dental conditions. Check if your policy specifies which types of emergency services are covered.
  • Limits and Waiting Periods:
    There might be limits on how much you can claim or waiting periods that apply before you can access these benefits. Understanding these limitations is crucial to avoiding unexpected out-of-pocket expenses.
  • Gap Payments:
    If emergency dental care is covered but not fully reimbursed by HBF, you may be responsible for gap payments. This is the difference between the treatment cost and the health fund benefit.
  • Pre-Approval Requirements:
    Some policies may require pre-approval for certain types of emergency dental treatments. It’s advisable to check if this is a requirement in your policy, especially for planned emergency procedures.


For accurate and up-to-date information, contact HBF directly or consult with the Sage Dental team. They can help clarify the specifics of your cover for emergency dental services.

Payment Options

At Sage Dental, we offer a range of payment options to suit different budgets and make dental care accessible. Partnering with various payment providers, we aim to deliver a comprehensive dental experience without financial worry. Patients can have access to our high-quality dental services easily and hassle-free.

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